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Trying to turn it around & go back to school.

Hello friends!
Long story short, I bust my butt daily at work but it just still isn’t enough right now. I totaled my car in December and had to get a new car. I started my adult life way too early and lived on credit cards for much of that time. I was also irresponsible with my money at that time, as I’m being honest. Now, I’m paying for it - literally and metaphorically. I cannot seem to make enough to keep up with all of my bills. I’m simply just hoping to get in a better place so I can go back to school; I want to become a trauma counselor. Thank you for any consideration, Sarah!