Coming up short
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I never thought I would be the victim of cyber scams. Thought I was more intelligent or at least less gullible. I’m a veteran that has always worked my tail off to try to provide for my family, and in the last year really thought I was starting to finally get ahead. I almost never rely on investments for a possibility of income because I know it’s a gamble but with cryptocurrency and the stock market going nuts for the last several months and my financial situation finally starting to look positive I took a chance, not once but twice. I lost what to me was a substantial amount and have put my family’s well being at risk.
I am a hustler and pick up handyman work, flooring jobs and repair work on many of my weekends on top of my full time job in order to try to get ahead. I have a LinkedIn profile that sends me job opportunities on a regular basis. One such opportunity was for a purchasing agent for a company supposedly out of New York. Being a skeptic I asked for as much informal as possible from the representative who wanted to hire me. I received copies of licensure documentation and articles of formation for the business. Everything seemed to check out. I was to purchase goods and ship them to various locations and they would reimburse me through credit card payments on top of a substantial salary. I made several purchases within the first month and was reimbursed through credit card payments from what was supposed to be their account at Bank of America. Everything cleared without issues but I never received my first months salary. I did more research, they disappeared and so filed a report with FTC. Nothing was ever done about the situation or the fake company. Several months later all the credit card payments received were returned unpaid. My credit card went several ten thousand dollars over limit and made my payment late retroactively for several months. Luckily my credit card company didn’t file against me for wire fraud but I entered an agree to pay it all off over the next five years. The bad thing is not only do I owe $65k to the credit card company but also my credit score has dropped from over 700 to mid 500’s.
In desperation and a shot at potentially investing and earning the money through crypto trading I was enticed to join a trading group for cryptocurrency. Normally I would do more research but I was in need and didn’t want to ask for help. I took what little money I had available and decided to invest it in a perpetual contracts trading group. Everything thing was look good and I was on schedule double my investment of $1500 every 3-4 days with this groups strategies. Then I guess the industry calls it getting the rug pulled out from under you. I lost all of that money too.
So, now I’m in a position where I’m having difficulty with bills, utilities, housing and food. As a man you try desperately to be “the MAN” and in more situations than not I feel like I have failed miserably. I’ve been taken advantage of but I accept that this is my own fault for trusting a little too much when I should have known that both these situations were too good to be true. That doesn’t resolve the issues of being so far behind that all it would take is to pull a tiny string and everything completely unravels. |
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