Thousands of applications in the last ten years have only resulted in burn out, and retail jobs that NEVER give me enough hours, even when I beg for them. Starbucks made sure my health insurance was canceled, as well as burned my health along the way, so I had to leave that toxic place for my health.
Now I can't seem to get an hourly job because of my age (59), and I can't earn enough with Uber Eats/Grubhub because the volume just isn't there.
Much of this debt was taken on to make sure my daughter had a safe, functional place to live, which included having to move from Louisiana back to CA. My health is worse now, and my car is getting run into the ground for what? Making less than $100 for a 9 hr shift? I am trying to have enough energy to build a website to bring in money as well, but I'm exhausted every day, super depressed, and struggle for inspiration.
I have health insurance, but can't afford to see the doctor because of the copays. I need help.
Normally, my pride will just make me work harder, but I'm at my wits end. I'm working as hard as I can, and still can't find a job or make enough with the delivery thing.
Now I can't even catch up, and the CCs I have are all at the usury rates of 25-30% interest. Imagine having to pay $300/mo to one CC and only $25 of that goes to your balance. I have 4 accounts in trouble. I'm not delinquent yet, but I don't want to get there, either. My pride can't really take another bankruptcy (the first one was Citibank's fault, and I can prove it). Failure is one thing, but this is quite another. This is about survival.
My daughter grown now, and is doing ok, on her own, but I don't want to burden her at all. She's just trying to get started.
I do not regret going into debt to make sure she was safe, especially in the dangerous circumstances we had to Louisiana for, but I need help getting a handle on this. |
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