Starting my 20s

I understand if some might not see this as important, but for those who do and are willing to help I appreciate you.
I’m going to keep this anonymous for safety reasons, but I’m turning 20 (F) and I live in Italy (born and raised). I study law at university, I work full time, pay my own rent and studies, and finally now also studying to become a barlady. Financially I should be fine (living almost pay check to pay check), but I would love to put money aside, and all I need is a kickstart (something to put directly aside that I can add too when I can, also creating backup money for emergencies). Thanks again to anyone, bless your hearts<3

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